Q
How do I improve my credit score?
A
Expert Answer
Key strategies: pay bills on time (most important), reduce credit utilization below 30%, don't close old accounts (maintains history length), limit new credit applications, and dispute errors on your credit report. Improvement takes months, not days.
Key Insight
Key strategies: pay bills on time (most important), reduce credit utilization below 30%, don't close old accounts (maintains history length), limit new credit applications, and dispute errors on your credit report.
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